Debit Card instead of credit card

After entering the AKPK scheme, all your existing credits will be declared null and void by the banks. It was "hard" to live without any credit cards in hand since I had been living with the credit cards for the past 30 years. I was quite dependent on credit cards for paying bills, petrols , it was rather uneasy to have to carry more cash now.

I have decided to draw a line with credit cards , even if I am able to settle my present debt, I will never ever apply for a new credit card again. I had enough from the Banks ... I shall cut my dependent on banks for loans.

How cleverly, VISA and Master card have come out with the idea of debit card, the product is able to solve my present problem of carrying more cash in my pocket. I had applied for a Master and a VISA debit card now , the cards have the same functions as the credit cards except that you have a larger control over your own spending, you sign on the purchases with your own money deposited in your account, Nothing borrowing from the banks. I am glad that I am back to normal of getting the feel of carrying cards in my pocket . I have the flexibility in purchasing petrol, giving a deposit during the Hotel Check in and the settlement of monthly utility bills. The wonderful thing is that my online business which allowed me to draw cash from my PAYPAL account is able to accept my debit card as a tool for drawing money as well.

Credit Cards brought me down, knocked me down completely. If you are unable to have a control over your spending on future monies by owning credit cards, please forget about applying one. You have the choice of a debit card - you will never fall into trouble as you are spending within means.