While applying for DMP with AKPK, list down all the facts required by the application form. DO Not hide any information, be sincere in making the application. The information as disclosed by you will assist you in the application. Any false statement may lead to a delay OR rejection on your application.
Compute your disposable income carefully i.e the surplus money you have monthly after deducting all the household, other loans expenses. The disposable income will determine on your monthly instalment for the DMP.
Disclose all your assets if you have any. No need to hide the facts, the information can easily be checked by the department, so, just tell the fact.
Disclose the fact if you are borrowing from the "Ah Long", at the computation of the disposable income, you are able to include the expense for the repayment to the unlicensed creditors.
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