At last No more phone calls from the banks

Yes, greatly relieved ... for the whole of the week, I received no more phone calls from these banks. I believed AKPK's letter reached their hands, remember, I have 12 credit cards + 4 personal loans with these banks, a total of 10 Banks ! Finally, I can really take a big breath ... although, the future route is NOT at all easy, BUT, I see some light of survival for myself. I will stick to the payments laid down by AKPK and be punctual to settle the due on time.

AKPK had given me the first chance, I know I will NOT have the second chance.

2 months of continual phone calls from the banks, a sudden disappearance of such phone calls is really peaceful in mind and soul. I do NOT understand why Banks are NOT respecting AKPK's aknowledgement of one's DMP application ? Yes, Bank Negara has a good motive of setting up AKPK and the correspondant DMP to help those trapped with heavy debts, why didn't Bank Negara pass the law by barring the banks from going after their clients when they are already in the DMP ? It is obviously understood , one is in trouble, that is the reason for him to sign up for the DMP.

Anyway, I am over with the ordeal ... BUT I really pity others who are like me whom are still under the continual harassment from the bank, days by days ... I hope AKPK can do something about this !